Buying in Cape Breton

The buying process, step by step

1. 1

   Let's talk.

   We start with a conversation about what you're looking for, where you'd like to be, your timeline and your budget.

2. 2

   Get your financing in order.

   I recommend speaking with a lender or mortgage professional early, so you know what you can comfortably afford. I can share names of local professionals if that helps.

3. 3

   Start the search.

   I'll help you find properties that fit, including ones you see on REALTOR.ca (opens in a new tab), and set up showings that work for your schedule. You can also have me search for you.

4. 4

   Make an offer.

   When you find the right place, I'll help you prepare an offer, including price, conditions and timelines, and represent you in negotiations.

5. 5

   Conditions and due diligence.

   This is the time for home inspections, financing approval, and reviewing documents such as the property disclosure statement. For land, it can include surveys, well and septic checks, and zoning.

6. 6

   Closing day.

   Your lawyer handles the legal side of the transfer. I'll stay in touch along the way so closing day goes as smoothly as possible.

Buyer tips

• Budget for more than the price. Plan for closing costs such as legal fees, Nova Scotia's deed transfer tax, inspections and moving costs.
• Think about the long term. Commute, schools, services and future plans all matter.
• Don't skip the inspection. It helps you understand what you're buying.
• Ask questions. There's no such thing as a silly question when you're making a purchase this size.